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Risk Factors

  1. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
  2. Investment in Mutual Fund Units involves investment risks such as trading volumes, settlement risk, liquidity risk, default risk including the possible loss of principal.
  3. As the price / value / interest rate of the securities in which the Scheme(s) invests fluctuates, the value of your investment in the Scheme(s) may go up or down depending on the various factors and forces affecting the capital markets and money markets.
  4. There can be no assurance that the schemes objectives will be achieved.
  5. There is no assurance or guarantee to unit holders as to the rate of dividend distribution nor will that dividends be paid regularly.
  6. Past performance of the Sponsors and their affiliates / LIC Mutual Fund Asset Management Ltd / LIC Mutual Fund and its Scheme(s) do not indicate the future performance of the Schemes of the Mutual Fund.
  7. The name of the Scheme(s) do not in any manner indicate either the quality of the Scheme(s) or their future prospects and returns.
  8. The Sponsors are not responsible or liable for any loss resulting from the operation of the Scheme(s) beyond the initial contribution of Rs. 2 Crores each made by them towards setting up the Fund.
  9. Unless specified, the Scheme(s) of LIC Mutual Fund are not guaranteed or assured return scheme(s).


  1. The information contained on this site is for informational purposes only and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for the units of LIC Mutual Fund schemes.
  2. Each of LIC Mutual Fund schemes are offered only through the Scheme Information Document or the key information memorandum available with respect to each fund, prepared in accordance with the Securities and Exchange Board of India (Mutual Funds) Regulations – 1996, as amended till date.
  3. The Scheme Information Document contains information necessary for an investor to make informed investment decision in any of the Scheme of LIC Mutual Fund. Please read the Scheme Information Document carefully in its entirety prior to making an investment decision and retain the Scheme Information Document for future reference.
  4. Investment in mutual fund Units involves investment risks such as trading volumes, settlement risk, liquidity risk, default risk, including the possible loss of principal.
  5. As the price / value / interest rates of the securities in which the Scheme invest fluctuates, the value of investors' investments in the Schemes may go up or down. In addition to the factors that affect the value of individual securities, the NAV of the Schemes can be expected to fluctuate with movements in the broader equity and bond markets and may be influenced by factors affecting capital markets in general, such as, but not limited to, changes in interest rates, currency exchange rates, changes in governmental policies, taxation, political, economic or other developments and increased volatility in the stock and bond markets.
  6. The names of the Schemes do not in any manner indicate either the quality of the Schemes or its future prospects and returns.
  7. The Schemes are not guaranteed or assured return Schemes.

““On the occasion of HOLI, LIC MF CHANDIGARH, DELHI, GURUGRAM, KANPUR, LUCKNOW, VARANASI will remain closed on 08th March 2023. As per the notification issued by respective State Govt.” | Investor are requested to note that, pursuant to SEBI circular no. SEBI/HO/IMD/DF2/CIR/P/2020/175 dated September 17, 2020 read with circular no. SEBI/HO/IMD/DF2/CIR/P/2020/253 dated December 31, 2020, effective from February 1, 2021, the applicable NAV in respect of purchase of units of mutual fund scheme shall be subject to realization & availability of the funds in the bank account of mutual fund before the applicable cut off timings, irrespective of the amount of investment, under all mutual fund schemes. To know more about payment modes available : CLICK HERE   |   Pursuant to the guidelines received from AMFI and latest directives of Central & State Governments and Municipal authorities, branch offices of LIC MF AMC and the ISCs (“Official Points of Acceptance”) of the RTA (M/s. KFin Technologies Pvt. Ltd) shall be closed effective 23-March-2020 and thereby no physical transactions shall be accepted till situation improves. Investors are requested to only adopt online means of transacting. For more information click here | KYC IS ONE TIME EXERCISE WHILE DEALING IN SECURITIES MARKET - ONCE KYC IS DONE THROUGH A SEBI REGISTERED INTERMEDIARY {MUTUAL FUND, BROKER, DEPOSITORY, PARTICIPANTS, ETC.}, YOU NEED NOT UNDERGO THE SAME PROCESS AGAIN WHEN YOU APPROACH ANOTHER INTERMEDIARY