This product is suitable for investors who are seeking* :

Generation of reasonable returns over short to medium term

Investment in Debt securities and money market instruments

Risk - Moderate


*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Investment Objective The primary investment objective of the scheme is to generate returns commensurate with risk from a portfolio constituted of Debt securi
Minimum Application Amount Minimum of ₹5,000 and in multiples of ₹1 thereafter. For Systematic Investment Plan (SIP), the minimum amount is ₹300 (Daily), ₹1,000 (Monthly) & ₹3,000 (Quarterly) & in multiples of ₹1 thereafter
Minimum Additional Amount (for subsequent investments under an existing folio) ₹500 and in multiples of ₹1 thereafter
Benchmark Index CRISIL Short Term Bond Fund Index
Load Structure Entry Load : NIL; Exit Load : NIL
Minimum Redemption Amount Minimum of ₹500 & in multiples of ₹1 thereafter
Asset Allocation Pattern
Under normal circumstances, the asset allocation pattern will be as follows Indicative allocations (% of total assets) Risk Profile
Instruments Minimum Maximum High/Medium/Low
Debt* & Money Market Securities 0 100 Low to Medium

*Debt Securities may include securitized debts up to 50% of the net assets.
The Scheme will invest in Debt and Money Market instruments such that the Macaulay duration of the portfolio is between 1 year - 3 years.
The cumulative gross exposure through debt securities, money market securities/ instruments and derivatives will not exceed 100% of the net assets of the Scheme.

Fund Manager Mr. Marzban Irani
Plans Available Regular Plan & Direct Plan (The Regular and direct plan will be having a common portfolio)
Options Available 1. Growth Option and 2. Dividend Option The Dividend option has the following facilities: (i) Dividend Reinvestment Facility (ii) Dividend Pay-out Facility Default Investment option is Growth Option. For the Dividend option, the default facility will be Dividend Reinvestment
Applicable NAV The NAV applicable for purchase or redemptuion or switching of Units based on the time of the business Day on which the application is time stamped.
Risk Factors For detailed scheme/securities related risk factors, please refer to the Scheme Information Document
Statutory Details: Sponsor: Life Insurance Corporation of India.
Investment Manager: LIC Mutual Fund Asset Management Ltd. CIN: U67190MH1994PLC077858

"*Mutual Fund investments are subject to market risks, read all scheme related documents carefully."