This product is suitable for investors who are seeking* :

Capital appreciation while generating income over medium to long term.

Investment in debt and money market instruments as well as equity and equity related instrument.

Risk - Moderately High.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Investment Objective The scheme seeks to achieve capital protection by investing in fixed income securities maturing on or before the tenure of the scheme and seeks capital appreciation by investing in equity and equity related instruments.
Minimum Application Amount Minimum of INR 5,000/- and in multiples of INR 1/- thereafter during the New Fund Offer period.
Benchmark Index CRISIL MIP Blended Index
Load Structure Entry Load – Nil
Exit Load - Nil
Asset Allocation Pattern
Under normal circumstances, the asset allocation pattern will be as follows Indicative allocations (% of total assets) Risk Profile
Instruments Minimum Maximum High/Medium/Low
Debt Securities and Money Market Instruments 85 100 Low to Medium
Options Premium, Equity and Equity related Instruments 0 15 High

Depending upon the market conditions,market opportunities available,the political and economic factors and subject to the Regulations,the percentage investments of the fund may vary at times,based on the perception of the Fund Manager within the overall investment objective of the scheme.

Fund Manager Mr. Marzban Irani (Debt Portfolio)
Mr. Sachin Relekar (Equity Portfolio)
Plans Available Regular Plan and Direct Plan.
(The Regular and Direct plan will have a common portfolio)
Options Available 1. Growth Option and 2. Dividend Option
The Dividend option has the Dividend Pay-out Facility. Default Investment option is Growth Option. For the Dividend option, the default facility will be Dividend Reinvestment.
Applicable NAV The NAV applicable for purchase or redemption or switching of Units based on the time of the Business Day on which the application is time stamped.
Risk Factors For detailed scheme/securities related risk factors, please refer to the Scheme Information Document.
Statutory Details: Sponsor: Life Insurance Corporation of India.
Investment Manager: LIC Mutual Fund Asset Management Ltd. CIN: U67190MH1994PLC077858

"*Mutual Fund investments are subject to market risks, read all scheme related documents carefully."