LIC MF Debt Hybrid Fund

This product is suitable for investors who are seeking* :

Medium term capital appreciation with current income

A fund that invests predominantly in debt instruments with marginal equity exposure.

Risk - Moderate


*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Investment Objective The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments. However, there is no assurance that the investment objective of the Schemes will be realized.
The Dhanvarsha -12 Scheme is being converted into an open-ended monthly income plan w.e.f. 1/6/03. The existing unit holders will have the option to exit at redemption NAV as on 31/5/2003 within 30 days from the date of offer. Thereafter they can exit at daily NAV related prices. . New investors can subscribe to the scheme w.e.f. 1/6/2003 at NAV related prices.
Minimum Application Amount Application Amount (Other than fresh purchase through SIP) – Rs.5,000/- and in multiples of Rs.1 thereafter.
SIP Amount – 1)Daily – 300/- and multiples of Rs.1/- thereafter.
2) Monthly – 1000/- and in multiples of Rs.1/- thereafter.
3)Quarterly – Rs.3000/- and in multiples of Rs.1/- thereafter.
Minimum Additional Amount (for subsequent investments under an existing folio) INR 500/- and in multiples of INR 1/- thereafter.
Benchmark Index CRISIL MIP Blended Index.
Load Structure » 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units
» 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units
» Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Minimum Redemption Minimum of INR 500/- and in multiples of INR 1/- thereafter.
Asset Allocation Pattern
Under normal circumstances, the asset allocation pattern will be as follows Indicative allocations (% of total assets) Risk Profile
Instruments Minimum Maximum High/Medium/Low
Debt/Money Market * 75 90 Low to Medium
Equity* 10 25 Medium to High
Units issued by REITs & InvIT* 0 10 Medium to High

*The Cumulative Gross Exposure to Equity, Debt, Money Market, Derivatives, REITs will not exceed 100% of the Net Assets of the Scheme.
The Scheme may participate upto 10% of the AUM of the scheme in repo of corporate debt securities.

Fund Manager Mr. Marzban Irani (Debt Portfolio)
Mr. Yogesh Patil (Equity Portfolio)
Plans Available Regular Plan and Direct Plan.
(The Regular and Direct plan will have a common portfolio)
Options Available 1) Dividend
• Dividend Payout
• Dividend Reinvestment
Applicable NAV The NAV applicable for purchase or redemption or switching of Units based on the time of the Business Day on which the application is time stamped.
Risk Factors For detailed scheme/securities related risk factors, please refer to the Scheme Information Document.
Statutory Details: Sponsor: Life Insurance Corporation of India.
Investment Manager: LIC Mutual Fund Asset Management Ltd. CIN: U67190MH1994PLC077858

"*Mutual Fund investments are subject to market risks, read all scheme related documents carefully."