This product is suitable for investors who are seeking* :

Long term capital appreciation and current income

Investment in equity and equity related securities, fixed income securities (debt and money market securities)

Risk - Moderately High

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Investment Objective The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and th secondary objective is to generate consistent returns by investing in debt and money market securities.
Minimum Application Amount INR 5,000/- and in multiples of INR 1/- thereafter.
For Systematic Investment Plan (SIP), the minimum amount is INR 1,000/- (Monthly) & INR 3,000/- (Quarterly) and in multiples of INR 1/- thereafter.
Minimum Additional Amount (for subsequent investments under an existing folio) INR 500/- and in multiples of INR 1/- thereafter.
Benchmark Index CRISIL Balanced Fund – Aggressive Index
Load Structure Entry Load – Nil
Exit Load - Nil
Minimum Redemption Minimum of INR 500/- and in multiples of INR 1/- thereafter.
Asset Allocation Pattern
Under normal circumstances, the asset allocation pattern will be as follows Indicative allocations (% of total assets) Risk Profile
Instruments Minimum Maximum High/Medium/Low
Equity 65 90 High
Debt / Money Market 10 35 Low to Medium

Depending upon the market conditions, market opportunities available, the political and economic factors and subject to the Regulations, the percentage investments of the fund may vary at times, based on the perception of the Fund Manager within the overall investment objective of the scheme.

Fund Manager Mr. Ramnath Venkateswaran (Equity Portfolio)
Mr. Marzban Irani (Debt Portfolio)
Plans Available Regular Plan and Direct Plan.
(The Regular and Direct plan will have a common portfolio)
Options Available The scheme is growth oriented scheme
Lock-in-period Units purchased cannot be assigned / transferred / pledged / redeemed / switched out until the unit holder attained maturity (i.e. he/she completes 18 years of age.)
Accident Insurance Benefits A Free Personal accident cover to domestic resident unit holders equal to 10 times the amount invested, subject to a maximum of INR 3 Lakh.
Ideal Gift Units of the scheme are also ideal as gifts for children, less than 18 years of age.
Applicable NAV The NAV applicable for purchase or redemption or switching of Units based on the time of the Business Day on which the application is time stamped.
Risk Factors For detailed scheme/securities related risk factors, please refer to the Scheme Information Document.
Statutory Details: Sponsor: Life Insurance Corporation of India.
Investment Manager: LIC Mutual Fund Asset Management Ltd. CIN: U67190MH1994PLC077858

"*Mutual Fund investments are subject to market risks, read all scheme related documents carefully."